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Wells Fargo To Stop Offering Personal Lines Of Credit

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#Roommates, if you’re a Wells Fargo customer, you might want to brace yourself for this recent news surrounding one of the nation’s leading banks. Wells Fargo officially announced that all personal lines of credit would be permanently shut down—and the decision impacts various financial issues for customers, such as a potentially lowered credit score.

@CNBC reports, within the next few weeks, Wells Fargo customers will no longer have the option of taking out personal lines of credit, as the company has decided to shut the service down. The revolving personal lines of credit generally gave customers the option of borrowing $3,000 to $100,000 for personal use for such things as home repairs, an alternative to consolidating high-interest credit card debt and avoiding overdraft fees linked to existing checking accounts.

In addition to no longer offering personal lines of credit, Wells Fargo will also move forward with the closure of all existing lines of credit. Reportedly, in a letter sent to customers, the company also warned that as a result of ending the personal credit lines, their credit score could be negatively impacted, and overdraft protection may no longer be available for linked accounts.

The company followed up with a statement addressing the news:

“In an effort to simplify our product offerings, we’ve made the decision to no longer offer personal lines of credit as we feel we can better meet the borrowing needs of our customers through credit card and personal loan products. We realize change can be inconvenient, especially when customer credit may be impacted [and we are] committed to helping each customer find a credit solution that fits their needs.”

The decision is said to allow the company to narrow its focus to credit cards and personal loans; however, as the news began to go viral on social media, many customers expressed their decision to formally end their banking relationship with the company as a result.

 

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25 TV Behind-The-Scenes Facts That'll Make These Sad Character Deaths Even More Emotional

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“May we meet again.”


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Zooey Deschanel Reenacts New Girl Theme Song On TikTok

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Simone Biles Olympics Support And More Celeb Tweets

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“The countdown has begun…”

2.

Some of Simone’s high-profile supporters included Michelle Obama

Am I good enough? Yes, I am. The mantra I practice daily. @Simone_Biles, we are proud of you and we are rooting for you. Congratulations on the the silver medal, Team @USA! 🎊


Twitter: @MichelleObama

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…as well as former Olympic gymnast Dominique Moceanu, who supported Simone and explained why her choice to drop out was 100% the right call:

I was 14 y/o w/ a tibial stress fracture, left alone w/ no cervical spine exam after this fall. I competed in the Olympic floor final minutes later. @Simone_Biles 🤍 decision demonstrates that we have a say in our own health—“a say” I NEVER felt I had as an Olympian.


Twitter: @Dmoceanu

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Suni Lee, who won the gold medal at the individual all-around event, shared her reaction to learning about Minnesota’s Sunisa Lee Day:


Twitter: @sunisalee_

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Bob Odenkirk thanked everyone for their support after he collapsed earlier this week while filming on the set of Better Call Saul:

Hi. It’s Bob.
Thank you.
To my family and friends who have surrounded me this week.
And for the outpouring of love from everyone who expressed concern and care for me. It’s overwhelming. But I feel the love and it means so much.

8.

Normani and Cardi B had the sweetest exchange:

I love you always and I’m sure I sound like a creep saying this. I really am forever grateful and couldn’t imagine coming outta hiding after two years with anyone else. 🙏🏾🤍 genuinely one of the sweetest human beings everrr. thank you for being YOU https://t.co/tyFquh2335


Twitter: @Normani

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Jaden Smith took to Twitter when Willow Smith declined his call:


Twitter: @jaden

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